Acqura Loan Services

MORTGAGE LOAN SERVICING FEE SCHEDULE
The following is a list of fees and charges that, subject to applicable law, or your mortgage loan documents, may be charged in connection with the servicing of your mortgage loan. Please note that these fees may be subject to change from time to time.
Fee	Amount	Description
Late Charge	Please see Loan Documents	Fee charged for failure to make loan payment on time. Late fees vary by state law and loan documents.
NSF or Returned Check	Up to $50 depending upon state law	Fee charged with a payment by check is returned as not paid by your bank because of insufficient funds in your account.
Check by Phone Fee	$6.00 to $8.00, unless prohibited by state law	Fee charged for the convenience of making a payment by telephone. (Note: There is no charge for payments made electronically online or via physical check.)
Inspection Fee	$15 - $20	Fee charged if you are at least 45 days past due and we are unable to contact you to determine the condition of the property
Title Search Fee	Maximum of $150.00	Only charged if required as part of a foreclosure.
Foreclosure Fees and Costs	Range from $500 to $3,500	As permitted by loan documents and state law.
Foreclosure Attorney Fees	Varies	As invoiced by attorney and permitted by applicable law and loan documents.
Loan Modification Fee	No Charge	No Charge to Borrower.
Bankrupcty Fees and Costs	Actual costs	As invoiced by attorney and permitted by applicable law and loan documents.
Breach Letter Fees	Maximum of $125	As invoiced by attorney and permitted by applicable law and loan documents.
Litigation Fees and Costs	Actual Cost	Only charged if awarded by applicable court.
Property Preservation Fees and Costs	Actual Cost	Actual cost charged by property preservation company to protect the collateral.
Prepayment Penalties	Please see Loan Documents	Fee charged for paying off loan early. Vary by state law and loan documents.
Recording Fee	Actual costs as permitted by loan documents	Actual fee charged by recording jurisdiction.
Force Placed Insurance	Varies	Charged if you fail to maintain property insurance. Actual cost per insurer and depends upon the amount of insurance.
Valuation Fee	Maximum of $500	Actual charge by service provider. May be in the form of a Broker Price Opinion, Appraisal or other Valuation of Property.
Subordination Fee	$200	Charged when the mortgage loan being serviced by Acqura is subordindated to another mortgage loan.

Acqura(SM) Loan Services, Vantium Capital(SM), Strategic Recovery Group(SM), and Velocity™ are proprietary trademarks of Vantium Capital, Inc.