Making Home Affordable Program
Do I Qualify?
If you are currently delinquent or struggling to keep current, you may be eligible for the Making Home Affordable Modification on your current loan. The government has provided several websites which contains a self-assessment tool designed to see if you are among the 7 to 9 million homeowners who may benefit from the refinance or modification programs available through this government program. You can also download a borrower Q&A there. To be considered for a modification, you should gather the information that you will need to provide to us.
This includes:
- Information about the monthly gross income of your household, including recent pay stubs or documentation of income you receive from other sources
- Your most recent income tax return
- Information about any second mortgage on your home
- Payments on each of your credit cards, if you are carrying balances from month to month
- Payments on any other loans, such as student loans and car loans
- Fill out the following financial package.
- When finished, mail to the address found on our Contact Us page.
If you are current on your mortgage and your loan is held or guaranteed by Fannie Mae or Freddie Mac, you may be eligible to be refinanced through the Home Affordable Refinance program.
In the meantime, contact Fannie Mae or Freddie Mac to determine if your loan is held or guaranteed by one of these agencies:
- Fannie Mae, 1-800-7FANNIE (8am to 8pm EST)
- Freddie Mac, 1-800-FREDDIE (8am to 8pm EST)
